IRA, Simple IRA, SEP, and 401k Contribution Limits for 2019

2019 2018 2017

IRAs

IRA Contribution Limit $6,000 $5,500 $5,500
IRA Catch-Up Contributions 1,000 1,000 1,000

IRA AGI Deduction Phase-out Starting at

Joint Return 103,000 101,000 99,000
Single or Head of Household 64,000 63,000 62,000

SEP

SEP Minimum Compensation 600 600 600
SEP Maximum Contribution 56,000 55,000 54,000
SEP Maximum Compensation 280,000 275,000 270,000

SIMPLE Plans

SIMPLE Maximum Contributions 13,000 12,500 12,500
Catch-up Contributions 3,000 3,000 3,000

401(k), 403(b), Profit-Sharing Plans, etc.

Annual Compensation 280,000 275,000 270,000
Elective Deferrals 19,000 18,500 18,000
Catch-up Contributions 6,000 6,000 6,000
Defined Contribution Limits 56,000 55,000 54,000

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